Well and truely put.
Forum: Fire/Arson Investigations

Doug, Why not begin with the hypotheses that the cause of the fire is undetermined?
Forum: Fire/Arson Investigations

Good Answer.
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Sure they do, from all the individuals who reap the benefit of their hard work.
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I'm with your Sir Gary. BTW is there a dog and handler somewhere in the wings waiting to jump in?
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Thank you Dr. Munger. Well put and truely so!
Forum: Fire/Arson Investigations

And, in some states like Ohio a revenue source for the State.
Forum: Fire/Arson Investigations

Does the state of Missouri have a certification of fire investigators? If so does the state certify only public investigators? Any other states known to certify fire investigators? Public? Private?
Forum: Fire/Arson Investigations

Filters themselves can harbor the ingredients that can result in spontaneous combustion.
Forum: Fire/Arson Investigations

Frankly, it is part of an adjusters job to determine the cause of a loss for which a claim is submitted. An adjuster may rely upon the determindation, if any, made by the public auhority (fire department incident commander, investigator, etc.), hire an independent expert, or if he/she is qualified as an expert in their own right conduct his/her own investigation. I have known several insu
Forum: Fire/Arson Investigations

Too often we learn of investigators where there is no doubt but that they inserted the digit(s) into a more secret hole to descern matters upon which they base their opinions.
Forum: Fire/Arson Investigations

By the way,,,,,
Forum: Fire/Arson Investigations

BTW, less there be misunderstanding, your explanation is well put.
Forum: Fire/Arson Investigations

The answer to your question, so far as I am concerned, is found in NFPA 921(2011 Ed) at 18.4.4.3, 18.5, 18.6.5, and the entire chapter in general.
Forum: Fire/Arson Investigations

No. Yes. There must be evidence that supports the determined cause of loss. There cannot be a determined cause of loss without evidence to support it, to the reasonable exclusion of all other reasonable possible causes.
Forum: Fire/Arson Investigations

Indeed. Thank you.
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I would think that is an issue that should be handled in the engagement contract.
Forum: Fire/Arson Investigations

It's ability to transfer heat thereby cooling the combustion reaction and depriving it of the heat needed to sustain combustion.
Forum: Fire/Arson Investigations

Doug, thanks for your response. This is an excellent example of how properly used this forum can have great value to us.
Forum: Fire/Arson Investigations

Oh Death Row?
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Yes, please do.
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Scott, thank you for sharing this important news of the study.
Forum: Fire/Arson Investigations

It most likely comes from the same place the monkey came from according to Dana Garvey in a Waynes World Skit; i.e, out of his ass. Can I say that? Ass?
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Thanks John.
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It seems there should be.
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John, did you mean those who should not be allowed to reproduce?
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May he rest in God's peace.
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"RIDICULOUS! Nick may be gone, but his spirit lives on." That was a low blow.....I thought we were all past the Nick stuff.
Forum: Fire/Arson Investigations

..........and..........................? what does that have to do with the price of beans?
Forum: Fire/Arson Investigations

The basis for the insurer not paying for repairs/replacement of the pipe is the provisions of the contract of insurance, not because of statute or case law.
Forum: Fire/Arson Investigations